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faq.html
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<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
<html xmlns="http://www.w3.org/1999/xhtml"><!-- InstanceBegin template="/Templates/LUME Group.dwt" codeOutsideHTMLIsLocked="false" -->
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<title>LUME Group</title>
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<div id="header">
<div align="center"><img id="logo" src="images/logo.png" alt="LUME Group Logo" /></div>
<div id="header-text">
<h1 align="center" class="style2"><strong>LUME Group</strong></h1>
<h2 align="center" class="style4 style3"><strong>Privately held </strong> <strong>media & entertainment investments</strong></h2>
<div class="nav-container">
<p>
<span class="style8">
<a class="nav-link" href="index.html">Home</a> |
<a class="nav-link" href="about.html">About Us</a> |
<a class="nav-link" href="relations.html">Partner Relations</a> |
<a class="nav-link" href="portfolio.html">Portfolio</a> |
<a class="nav-link" href="services.html">Services</a> |
<a class="nav-link" href="news.html">News</a>
</span>
</p>
</div>
<p align="center"> </p>
</div>
</div>
<!-- Editable Content Area -->
<!-- InstanceBeginEditable name="MainContent" -->
<div id="content">
<h1 align="center" class="style4" style="font-family: Calibri; font-size: xx-large">FAQs</h1>
<h2 class="style4" style="font-family: Calibri; font-size: xx-large">Operations</h2>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; color: #FFFF00; font-style: italic">What is LUME Group?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">LUME Group is an unincorporated sole proprietorship specializing in holding and trading financial assets within the media and entertainment industry.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; color: #FFFF00; font-style: italic">Is LUME Group regulated by any government agencies?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">As an unincorporated sole proprietorship, LUME Group may be subject to regulatory oversight by relevant authorities, such as securities regulators, depending on our activities and jurisdiction.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; color: #FFFF00; font-style: italic">How does LUME Group ensure compliance with regulatory requirements?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">We have established robust compliance programs and internal controls to ensure adherence to relevant laws and regulations governing our activities within the media and entertainment industry.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; color: #FFFF00; font-style: italic">Does LUME Group have a code of conduct or ethics policy?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">Yes, LUME Group maintains a code of ethics outlining our commitment to integrity, transparency, and ethical conduct in all aspects of our business operations.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">Is LUME Group affiliated with any other companies or organizations?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">LUME Group operates independently and is not affiliated with any other companies or organizations.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">What is LUME Group's policy on data privacy and security?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">LUME Group takes data privacy and security seriously and implements measures to protect the confidentiality and integrity of any sensitive information we may handle.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">Does LUME Group disclose financial performance or earnings reports?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">No, LUME Group does not publicly disclose financial performance or earnings reports.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">How can I contact LUME Group for inquiries or further information?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">For inquiries or further information, please contact us through our <a href="contact.html">contact form</a>.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">Does LUME Group offer internship or employment opportunities?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">LUME Group does not currently offer internship opportunities, but provides independent contractor opportunities for investment consultants.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">Does LUME Group have any subsidiaries or affiliated companies?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">LUME Group does not have any subsidiaries or affiliated companies.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">Does LUME Group provide financial reports or statements to stakeholders?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">No, LUME Group does not provide financial reports or statements to external stakeholders.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">What is LUME Group's approach to corporate governance?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">LUME Group is committed to sound corporate governance practices that promote accountability, transparency, and ethical conduct.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">How does LUME Group manage liquidity and cash flow?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">We maintain appropriate liquidity reserves and manage cash flow to ensure operational and investment needs are met efficiently.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<h2 class="style4" style="font-family: Calibri; font-size: xx-large">Engagement & Outreach</h2>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">Is LUME Group involved in philanthropic activities or community initiatives?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">While we prioritize responsible corporate citizenship, LUME Group's primary focus is on our investment activities within the media and entertainment industry.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">Does LUME Group participate in industry conferences or events?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">LUME Group may occasionally participate in industry conferences or events relevant to our business interests.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; color: #FFFF00">What is LUME Group's stance on environmental, social, and governance (ESG) factors?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">LUME Group recognizes the importance of environmental, social, and governance (ESG) factors in investment decision-making. While our primary focus is on financial performance and risk management, we understand that ESG considerations can impact the long-term sustainability and success of companies in which we invest. Therefore, we will integrate ESG factors into our investment analysis and decision-making process when relevant and appropriate. We strive to balance financial objectives with responsible corporate citizenship and ethical considerations.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">Does LUME Group have a presence on social media platforms?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">LUME Group may have a limited presence on select social media platforms for informational purposes only.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<h2 class="style4" style="font-family: Calibri; font-size: xx-large">Investment</h2>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">What types of investments does LUME Group make?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">LUME Group invests in a variety of financial assets, including stocks, bonds, derivatives, and other securities within the media and entertainment sector.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">Does LUME Group trade in cryptocurrencies or digital assets?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">Yes, LUME Group does currently engage in trading cryptocurrencies or digital assets.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">How does LUME Group select its investments?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">Our investment decisions are based on thorough research, analysis of market trends, and assessment of potential risks and returns within the media and entertainment industry.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; color: #FFFF00; font-style: italic">How can I invest with LUME Group?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">LUME Group does not offer investment opportunities to external investors. We operate solely for our own investment purposes.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">Does LUME Group disclose its investment portfolio?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">No, LUME Group does not disclose specific details of our investment portfolio to the public or external parties.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">What is LUME Group's approach to risk management?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">We employ comprehensive risk management strategies to assess, monitor, and mitigate risks associated with our investment activities, including diversification, hedging, and contingency planning.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">Does LUME Group have a minimum investment requirement?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">Since we do not accept external investments, there is no minimum investment requirement for external parties.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; font-style: italic; color: #FFFF00">Does LUME Group engage in high-frequency trading or algorithmic trading?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">Yes, although LUME Group does not engage in high-frequency trading, it does engage in algorithmic trading strategies.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; color: #FFFF00; font-style: italic">Is LUME Group publicly traded or listed on any stock exchange?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">No, LUME Group is not publicly traded or listed on any stock exchange.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; color: #FFFF00; font-style: italic">Is LUME Group involved in mergers and acquisitions (M&A) activities?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">LUME Group may consider M&A opportunities within the media and entertainment industry as part of our investment strategy.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; color: #FFFF00; font-style: italic">Does LUME Group have a formal investment policy statement?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">Yes, LUME Group has a formal investment policy statement outlining our investment objectives, strategies, and guidelines.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<h2 class="style4" style="font-family: Calibri; font-size: xx-large">Services</h2>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; color: #FFFF00; font-style: italic">Does LUME Group offer financial advisory services?</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large">No, LUME Group does not provide financial advisory services to external clients. We primarily focus on holding and trading financial assets for our own investment portfolio.</p>
<p class="style4" style="font-family: Calibri; font-size: xx-large"> </p>
<p align="center" class="style4" style="font-family: Calibri; font-size: xx-large; color: #FFFF00; font-style: italic">Does LUME Group provide investment research or market analysis reports?</p>
<p><span class="style4" style="font-family: Calibri; font-size: xx-large">No, LUME Group does not offer investment research or market analysis reports to external parties.</span>
<!-- You can repeat or dynamically load content for infinite scrolling -->
</p>
</div>
<!-- InstanceEndEditable -->
<!-- Popup and Overlay -->
<div class="overlay" id="overlay"></div>
<div class="popup" id="popup">
<h2 id="popup-title">Disclosure</h2>
<div id="popup-content">
<p>This is the body content of the popup box. You can edit this section.</p>
</div>
<button onclick="closePopup()">Close</button>
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<a class="nav-link" href="#" onclick="openPopup('Data Protection', '<strong>Data Protection Compliance</strong><br>Jonathan D. Lum\u00E9, Principal, doing business as LUME Group (hereinafter referred to as "LUME Group", "we", "us", or "our") is committed to ensuring the protection and privacy of your personal data in accordance with applicable laws and regulations, including but not limited to the General Data Protection Regulation (GDPR) in the European Union and the California Consumer Privacy Act (CCPA) in the United States.<br><br><strong>Consent for Data Processing</strong><br>We obtain consent for the processing of personal data when required by law or where processing is based on consent. By using our website or providing your personal information, you consent to the collection, use, and processing of your data as described in our Privacy Policy.<br><br><strong>Opt-Out Requests</strong><br>We respect your right to opt-out of certain data processing activities, such as receiving marketing communications. You may opt-out of such communications by following the instructions provided in the communication or by contacting us directly.<br><br><strong>Data Breach Notification</strong><br>In the event of a data breach involving personal data, we will notify affected individuals in accordance with legal requirements. We will also take appropriate measures to mitigate the impact of the breach and prevent future incidents.<br><br><strong>Security Measures</strong><br>We implement robust technical and organizational measures to ensure the security and confidentiality of personal data. These measures include but are not limited to:<br>- Encryption of data in transit and at rest.<br>- Access controls to limit access to personal data to authorized personnel.<br>- Regular security audits and assessments to identify and address potential vulnerabilities.<br><br><div style="text-align: center;"><strong>Compliance with Applicable Laws</strong></div><br>We are committed to complying with all relevant data protection laws and regulations, including but not limited to the GDPR and CCPA. This includes:<br>- Providing individuals with rights regarding their personal data, such as the right to access, rectify, or delete data.<br>- Maintaining records of data processing activities as required by law.<br>- Coordinating with data protection authorities as necessary.<br><br>LUME Group is dedicated to safeguarding your personal data and maintaining compliance with data protection laws and regulations. Your trust and privacy are of utmost importance to us.'); return false;">Data Protection</a> |
<a class="nav-link" href="#" onclick="openPopup('Privacy', 'Privacy Policy<br><br>Jonathan D. Lum\u00E9, Principal, doing business as LUME Group (hereinafter referred to as "LUME Group", "we", "us", or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, share, and protect personal information collected from visitors to our website.<br><br>1. Information We Collect:<br>We may collect various types of personal information from visitors to our website, including but not limited to names, email addresses, phone numbers, and any other data that can identify individuals. We collect this information when voluntarily provided by visitors, such as when filling out contact forms or subscribing to newsletters.<br><br>2. Purposes of Processing:<br>We collect personal information for the following purposes:<br>- To respond to inquiries and provide customer support.<br>- To send promotional communications, newsletters, and updates about our products or services (with your consent, where required by law).<br>- To analyze website usage and improve our services.<br><br>3. Legal Basis for Processing:<br>Our legal basis for processing personal data may include:<br>- Consent: When you provide your consent for specific processing activities, such as subscribing to our newsletter.<br>- Legitimate Interests: When processing is necessary for our legitimate interests, such as responding to inquiries or improving our website.<br><br>4. Data Subject Rights:<br>You have the following rights regarding your personal data:<br>- Right to Access: You have the right to request access to the personal information we hold about you.<br>- Right to Rectification: You may request to correct any inaccuracies in your personal data.<br>- Right to Erasure: You have the right to request the deletion of your personal information, subject to legal obligations to retain certain data.<br>- Right to Data Portability: You may request to receive a copy of your personal data in a commonly used and machine-readable format.<br><br>5. Data Retention:<br>We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.<br><br>6. Sharing of Personal Information:<br>We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as necessary to provide services or as required by law.<br><br>7. Security Measures:<br>We implement appropriate technical and organizational measures to protect personal information against unauthorized access, alteration, disclosure, or destruction.<br><br>8. Changes to this Privacy Policy:<br>We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on our website. We encourage you to review this Privacy Policy periodically for updates.<br><br>By using our website, you consent to the collection and use of your personal information as described in this Privacy Policy.'); return false;">Privacy</a> |
<a class="nav-link" href="#" onclick="openPopup('Terms of Use', 'Terms of Use<br><br>These Terms of Use ("Terms") govern your use of the website operated by Jonathan D. Lum\u00E9, Principal, doing business as LUME Group (hereinafter referred to as "LUME Group" or "we/us/our"). By accessing or using our website, you agree to these Terms. If you do not agree to these Terms, please refrain from using our website.<br><br>1. Acceptance of Terms:<br>By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms. We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the website after any such changes indicates your acceptance of the updated Terms.<br><br>2. Use of Website:<br>You agree to use our website only for lawful purposes and in a manner consistent with all applicable laws and regulations. You may not use our website in any way that could damage, disable, overburden, or impair our servers or interfere with any other party\'s use and enjoyment of the website.<br><br>3. Intellectual Property:<br>All content and materials on our website, including but not limited to text, graphics, logos, images, and software, are the property of LUME Group or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without our prior written consent.<br><br>4. User-Generated Content:<br>Any content or materials submitted by users through our website, including comments, reviews, or other contributions, are the sole responsibility of the user who provided them. We do not endorse or guarantee the accuracy, reliability, or quality of user-generated content. By submitting content to our website, you grant LUME Group a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content worldwide in any media.<br><br>5. Limitation of Liability:<br>In no event shall LUME Group or its affiliates, officers, directors, employees, agents, or licensors be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of our website, whether based on warranty, contract, tort (including negligence), or any other legal theory, even if we have been advised of the possibility of such damages.<br><br>6. Unauthorized Access:<br>You may not attempt to gain unauthorized access to any portion or feature of our website, or any other systems or networks connected to our website, through hacking, password mining, or any other means.<br><br>7. Governing Law:<br>These Terms shall be governed by and construed in accordance with the laws of Florida. Any legal action or proceeding arising out of or related to these Terms or your use of our website shall be brought exclusively in the courts of Florida.<br><br>By using our website, you agree to abide by these Terms of Use. Thank you for visiting LUME Group\'s website.'); return false;">Terms of Use</a> |
<a class="nav-link" href="#" onclick="openPopup('Compliance', 'Compliance<br><br><strong>Compliance Programs:</strong><br> - Regulatory Compliance: Develop and implement policies and procedures to ensure compliance with relevant regulations, including securities laws, antitrust regulations, tax laws, data protection regulations (such as GDPR and CCPA), and any other applicable laws and industry standards.<br> - Code of Ethics: Establish a code of ethics outlining expected standards of conduct, conflicts of interest policies, and guidelines for ethical decision-making.<br> - Training and Awareness: Provide regular training and education to employees on compliance policies, regulatory requirements, and ethical standards to ensure understanding and adherence.<br> - Monitoring and Auditing: Implement monitoring mechanisms and conduct regular audits to assess compliance with policies and identify any areas of non-compliance or potential risks.<br><br>Internal Controls:<br> - Financial Controls: Establish internal controls to ensure the accuracy and integrity of financial reporting, including controls for budgeting, forecasting, and financial audits.<br> - Operational Controls: Develop operational controls to minimize risks and ensure efficient processes across various business functions.<br> - Risk Management: Implement risk assessment procedures to identify, assess, and mitigate potential risks affecting the organization\'s compliance and operational objectives.<br><br>Reporting Mechanisms:<br> - Whistleblower Protection: Establish a confidential whistleblower program to encourage reporting of potential compliance violations without fear of retaliation.<br> - Incident Reporting: Create procedures for employees and stakeholders to report compliance-related incidents, concerns, or unethical behavior promptly and effectively.<br><br>Documentation and Recordkeeping:<br> - Retention Policy: Implement a retention policy to ensure that all relevant compliance documentation is maintained and readily available for review by regulatory authorities.<br> - Reporting to Authorities: Ensure timely reporting of significant compliance-related incidents to appropriate regulatory bodies as required.<br><br>By maintaining these compliance programs, LUME Group aims to foster a culture of integrity, accountability, and ethical conduct within the organization while adhering to legal requirements.'); return false;">Compliance</a> |
<a class="nav-link" href="#" onclick="openPopup('Disclaimer', 'Disclaimer<br><br>Disclaimer:<br>The information provided on this website by Jonathan D. Lum\u00E9, Principal, doing business as LUME Group (hereinafter referred to as "LUME Group") is for general informational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained on the website. Any reliance you place on such information is therefore strictly at your own risk.<br><br>No Professional Advice:<br>The content on this website is not intended to be a substitute for professional advice, including legal, financial, or other specialized advice. You should consult with a qualified professional before making any decisions based on the information provided on this website.<br><br>Limitation of Liability:<br>In no event shall LUME Group, its affiliates, officers, directors, employees, agents, or licensors be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, arising from your use of this website or any information contained herein.<br><br>Third-Party Links:<br>Our website may contain links to third-party websites that are not owned or controlled by LUME Group. We have no control over the content, privacy policies, or practices of any third-party websites and therefore disclaim any responsibility for them. You are advised to review the terms and conditions and privacy policies of any third-party websites you visit.<br><br>Changes to this Disclaimer:<br>We reserve the right to update or modify this disclaimer at any time without prior notice. Any changes will be effective immediately upon posting on our website. Your continued use of the website after any such changes constitutes your acceptance of the updated disclaimer.'); return false;">Disclaimer</a> |
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